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5 Tips to Keep Your Home Secure from Hackers

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Times have changed. It’s no longer enough to protect your physical home, it’s also vital you stay safe from cybercrimes. It has become increasingly easier for criminals to gain access to financial accounts, email and even hack internet-connected devices in the home.

The good news is that there are a handful of steps you can take to help defend your home from cyberattacks and lock down access to your personal information.

1. Know your status. Before you can take steps to keep yourself safe from external threats, it’s important to understand your level of vulnerability. The website haveibeenpwned.com is a useful tool that searches more than 190 data breaches to see if your personal information has ever been leaked.

If you’ve been the victim of a data breach, immediately change the password of the vulnerable account along with the passwords of any websites or accounts that use the same credentials. For instance, if the email and password you use for Facebook was breached, and that’s the same login combination you use for your bank, your bank account could be vulnerable to hackers.

2. Invest in a protective router. Much like the front door is the entryway into a home, the Wi-Fi router is the entry point into a home’s digital information. It’s also the first line of defense against external threats. Do your research and invest in a router that prioritizes network security. You should always password protect your Wi-Fi and be sure to change the default username and password that comes pre-configured on the router (often this is listed on the bottom of the box or router).

If you can’t remember the last time you manually updated your router, it may be running outdated software, leaving your home vulnerable. Because the update process can be laborious, consider swapping out your old router for a newer technology like eero. eero’s mesh Wi-Fi system takes home security to the next level by automatically installing regular software updates and security patches, so customers can avoid the hassle of manually updating their router. eero is equipped with the latest in Wi-Fi security, allowing you to kick unknown devices off the network via a smartphone app or share the Wi-Fi password with others via text message or email, so you don’t have to leave it posted on the fridge.

3. Secure your devices. You don’t need to live in a “smart home” to be vulnerable to external security threats. These days, more and more products connect to the internet, and while that can be useful, it also leaves your home vulnerable to hackers. The first thing you should do when you get an internet-connected device up and running is check for new firmware updates. Most products sitting on shelves of retailers don’t have the latest software loaded, so applying updates is a critical step to ensuring those devices remain safe. Also be sure you’re not ignoring prompts for software updates and patches in the future. It’s crucial to keep your connected devices up-to-date.

4. Choose strong passwords. You’ve heard it before – make sure you’re using strong passwords. They need to be at least 12 characters in length, and include numbers, symbols, and lowercase and uppercase letters. They shouldn’t include personal information or common words (e.g., “password”). You’ll want to create a unique password for every account, so if a hacker gets one of your passwords in a data breach, they can’t immediately log into your other accounts.

Strong passwords can be hard to remember, but you shouldn’t keep a written record of them. Instead, consider registering for a password manager like LastPass. Password managers are applications or browser extensions that store login credentials for the websites, then log in to those sites automatically for you, so you don’t have to remember every password for each account.

5. Lock down your social media channels. Be careful about what you’re sharing on social media. Besides not posting sensitive information like your address, phone number, and when you’re headed out of town, be aware of other personally identifiable information that’s out there. When trying to reset passwords and usernames, hackers often go through the process of guessing your security questions. If you’re not careful, the information to help them answer those questions might be living on your social media page.

To keep yourself safe, ensure you’re properly securing your social media sites from the public and limit the amount of information you’re posting on those channels. Also, when you’re selecting your security questions, certain answers might be easy for intruders to locate online. Common security questions ask for your mother’s maiden name, your high school mascot, and the name of your family pet. Consider choosing more obscure questions to answer.

While following these steps won’t ensure you’re completely safe, they will help put you and your family ahead of the game when it comes to online and digital security.


Small-Space Gardens: Easy Tips for Homegrown Flavors

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The new growing season is upon us. You don’t have to be an experienced gardener to enjoy the many benefits of the season, nor do you need large swaths of land and sprawling acreage to grow your favorite greens. In fact, beautiful outdoor spaces – rich with colorful blooms and hearty edibles – can be created in nearly any space, including patios and balconies.

“Small-space gardening is the fastest-growing area in gardening and is becoming increasingly important to individuals who are interested in starting a garden but don’t have a lot of space,” says Tom Batt, a horticulturist and sales associate with Burpee Gardening Products and a consultant for Tractor Supply Company. “Ultimately, people are looking to have more control over what goes into their family meals and there’s no better way to know than by harvesting food from your own garden.”

Small-space gardening is all about getting creative and having fun. So whether you’re attempting to create an eye-catching outdoor oasis or produce delicious food for cooking, the most effective way to learn is by simply digging in.

To help you get started, the experts at Tractor Supply Company compiled a list of tips on how to take a confined area and turn it into a bountiful garden.

Ready, set, prep

As with most new endeavors, preparation is key. First, determine how much space you’ll be allocating and whether or not the area has access to adequate sunlight. According to Batt, a successful garden should receive at least eight hours of sunlight per day. It’s also important to make sure your planters are equipped with a sufficient drainage system. A hole at the bottom of your containers will help prevent oversaturation while still allowing water to permeate the soil. It will also ensure adequate airflow reaches the roots.

Commit to cultivating

Now that you’ve decided on an area, it’s important to remember that a garden – regardless of its size – requires time, attention and effort. It isn’t just planting then vacating. With that in mind, try to be realistic about how much time you’re willing to put forth. Batt suggests reserving an hour over the weekend for things like weeding and watering.

When it comes to plant hydration, it’s better to water deeply and thoroughly on a seldom basis than water too little on a regular basis. That being said, plants in containers tend to dry out more quickly than plants in the ground and will often require more water, especially during warmer months. A good rule of thumb is to soak plants until you notice water coming through the drainage holes. But remember plants absorb water through their roots and lose water through their leaves, so when watering try to avoid the foliage.

Start simple

It’s almost time to plant those first few seeds, but you’re not entirely sure what to grow. Consider starting with simple, cool-season crops like cabbage, carrots and radishes. Often, according to Batt, newer gardeners attempt to grow popular products like peppers, but what they don’t know is that in order to thrive, those need to be started indoors.

Another great option for beginners is herbs, which are inexpensive, require nothing larger than a 6-8-inch container, and only take three to four weeks to yield results.

“Herb gardens involve very little space and provide gardeners with a harvestable product that’s relatively easy to cultivate,” Batt says. “It’s also a fantastic way to grow a wide variety of plants in one fell swoop.”

Time to eat

It’s vital to know what you’ve planted and how long it should stay in the ground. Carrots, for instance, will harvest in about 65 to 70 days and, according to Batt, will show signs of wilting when they’re ready to be eaten.

Try to make a trip out to the garden every day to see what has ripened or is starting to flower. Trim back herbs, such as chives and basil, as soon as they start to flower. This will help plants continue to put energy into growth and production.

Checking on your garden daily also allows you to intervene at the first sign of trouble.

When it comes to small-space gardening, a little goes a long way. To give you an idea, a 10-foot by 12-foot garden has the capacity to feed a family of three for the entire summer simply by rotating the crops.

Tractor Supply Company hosts a variety of gardening events throughout the year, featuring expert advice and special products, all geared toward getting families out from under the roof and inside the garden. The rural lifestyle store carries all the supplies a family needs to get started, including mulch and soil, live plants, regular and organic seeds, pest control and garden tools.

Check with your local Tractor Supply store for details on upcoming gardening events.

For more expert advice on lawn and garden care, visit Tractor Supply’s Know How Central, and for homegrown inspiration for your garden, visit Tractor Supply’s Pinterest page.

A Smarter Way to Buy a Home

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Are you considering buying a home? With mortgage rates on the slow and steady incline, there may be no better time for a home purchase than now. Mortgage interest rates will likely continue to go up for the foreseeable future, according to recent data from the housing finance company Freddie Mac. Many housing experts and industry observers agree.

What does this mean?

If you are thinking about buying a home, it means don’t wait any longer. The overall cost of buying a home in the future will only increase compared to buying a home of the same value today. Furthermore, rising interest rates impact housing inventory, as sellers might not be as interested in moving if it means paying a higher rate on a new mortgage. As a result, the dream home you see today might not be available next year.

The 20 percent down myth

If you’ve put off buying your next home to save for the full 20 percent there is good news: you don’t need it. If you were unaware of this, you’re not alone. A recent survey found that among first-time homebuyers who obtained a mortgage, 80 percent made a down payment of less than 20 percent. While there are several low down payment mortgage options available, only one has a 60-year history of being a steadfast, smart way to get into a home: a conventional loan with private mortgage insurance (MI).

What is a conventional loan with MI?

A conventional loan is a mortgage from a lender that is not completely backed by the federal government. For qualified borrowers with a low down payment, private MI is required and typically paid monthly along with the mortgage payment. You can obtain this type of loan with as little as 3 percent down, though buying with a 5 percent down payment will result in a lower monthly payment.

There are other types of low down payment options that also include MI, such as the government-insured loans backed by the Federal Housing Administration (FHA). Unlike the premiums charged by FHA loans, private MI premiums can be cancelled once 20 percent equity in home value is reached, and with private MI there are no upfront costs added onto a borrower’s initial down payment like there are with an FHA loan. This means your monthly bill decreases and you have extra money to spend on your family, vacations, retirement and any other needs.

Don’t sit on the sidelines and miss out on your dream home. To learn more about mortgage insurance compared to other low down payment options, visit LowDownPaymentFacts.org or contact us today.

4 Laundry Personalities: Where Do You Fit?

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Chic, trendy, sporty, bohemian, sophisticated, fun, classic – you probably have a clear vision of your fashion and style personality. But do you know your laundry personality? How you wash the clothes you wear is every bit as personal and unique to you as the clothes themselves. Knowing your laundry personality could help ease the load and make the chore easy and fail-proof.

A quarter of American households say they overload their washer most of the time, according to a survey commissioned by LG Electronics. Even people who say they are doing their laundry efficiently still have complaints with the process. In fact, more than three-fourths believe washers can be improved.

Recognizing your laundry personality and choosing products that cater to your unique style will make doing laundry an easy, and perhaps even enjoyable, affair! Here are four common laundry personalities, their identifying traits, and tips for achieving maximum efficiency:

The light loader

Does your desire to separate and preserve clothes, including those delicate special care items, ever leave you with the only option of running the washer with just one or two items? You’re not alone. According to a recent survey commissioned by LG Electronics, 60 percent of Americans admitted to running a full load of laundry for six items or less.

The LG TWINWash system will put an end to that, letting consumers tackle two loads of laundry at once, or independently. The industry-first two-in-one washing machine includes a front-load washer ergonomically placed on the top for larger loads, and a smaller washer, the LG Sidekick, which sits within the pedestal for those small specialty loads. The LG SideKick provides an additional 1-foot capacity and has six cycles to choose from: normal, intimates, hand wash, active wear, rinse + spin and tub clean, allowing consumers to wash those smaller loads, saving time and energy.

The super sorter

Does the thought of washing dark jeans and a pink blouse in the same load leave you light-headed? You and 20 percent of Americans prefer to avoid mixing items of different colors in the same load. Some of those surveyed also don’t trust washing items like delicates (52 percent), jackets (49 percent) and blouses (30 percent) in the main wash.

Facilitate your separation efforts by using multiple baskets or hampers in your laundry room. Label them – darks, whites, delicates, workout, etc. – and encourage family members to drop their dirty clothes in the appropriate basket. For items not trusted for the main wash, the LG SideKick, part of the TWINWash system, can help tackle smaller loads, ensuring they’re properly washed by one of the six cycles.

The dumper

Do you do minimal separation? You’re joined by a majority of Americans that load up their washer. A recent survey concluded that 80 percent of Americans have purposely overloaded their washer to avoid doing a second load of laundry. Plus, 22 percent of Americans have deemed clothes not properly cleaned because of an overloaded washer. High-efficiency front-load washing machines alleviate both of these problems. Unlike traditional top-load washing machines with agitators, front-load washers offer greater capacity while using much less water, which actually cleans clothes better! It’s a myth that more water equals cleaner clothes. Plus, they have faster spin speeds than their top-load counterparts, which means your clothes come out dryer, saving you time and energy when drying your clothes.

Use color-safe detergent and cold water for every load of colors. With today’s super-efficient detergents and better washing machines, you don’t need hot or even warm water to get clothes clean; cold will work just fine and will reduce the chance of colors fading or bleeding into each other.

The habitual dry cleaner

Summer is a busy – and sticky – time, running from work to outdoor barbecues during the hottest months of the year. And refreshing that summer wardrobe between pool parties is key to the habitual dry cleaner looking and feeling their best. That’s where the LG Styler comes in. The LG Styler is a fashion-forward, one-of-a-kind clothing management system that can refresh and sanitize clothing in as little as 20 minutes. Just get back from an outdoor cocktail party? Simply place your favorite dresses, shirts or suits inside and let LG’s TrueSteam technology work its magic to reduce wrinkles and odors from things like sweat or smoke, without any harsh chemicals. While it doesn’t replace dry cleaning, it can certainly help reduce trips to the cleaners while keeping your clothes crisp and ready to go before your next brunch date or happy hour.

Whatever your laundry personality, you can find a washer, dryer and detergent that will make your chore easier and less time consuming. Then, you can spend that time on other things. In fact, Americans surveyed say if they could cut their laundry time in half, they’d spend that extra time hanging out with their kids, watching TV or doing other things they enjoy.

Fire Away: Enhancing Your Home’s Safety with Fire Extinguishers

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You check your alarms regularly and practice your family escape plan – but are you overlooking an essential component of home safety? Having fire extinguishers – and knowing how to use them – is an important part of maintaining a safe home for you and your family.

“In America, a fire starts in a residential home every 86 seconds – and the rapid protection offered by fire extinguishers can make the difference between minor or insignificant damage and greater tragedy,” said Tarsila Wey, director of marketing for First Alert, the most trusted brand in home safety. “However, because many Americans have never activated a traditional fire extinguisher before, many do not understand the essential role that fire extinguishers play in a home safety plan, and lack the confidence and know-how to use them properly.”

To help overcome this, follow these tips on fire extinguisher placement and usage to help ensure you and your family are properly prepared in case of emergency:

Compare features: When selecting a fire extinguisher, two of the most important features are size and intended use. Larger commercial fire extinguishers meant for public spaces may be too heavy or unwieldy for some family members. Select a home fire extinguisher that weighs 3 lbs. or less for easy handling. For home fire extinguishers, other features to look for include a metal valve and trigger, which offer the durability of a commercial grade extinguisher, as well as an easy-to-read color-coded gauge for accurate measurement. Spray times also vary by make and manufacturer, so select extinguishers that perform above the standard and feature longer spray times. Remember, a fire extinguisher that has been discharged is no longer effective, so consider rechargeable extinguishers which can be recharged by a certified professional if the unit is used.

Keep it in reach: If a fire breaks out in the living room but the extinguisher is elsewhere, you may not be able to access it before the fire grows beyond control. When seconds count, having an extinguisher nearby is crucial for rapid response. For this reason, place an extinguisher in each area of the home where a fire could potentially occur, including the kitchen, living room, each bedroom and the garage. In most cases, one extinguisher is likely not enough protection for an entire household. In addition, make sure that every responsible member of your household (including house sitters and babysitters) knows where each fire extinguisher is placed. The National Fire Protection Association recommends installing fire extinguishers close to room exits so that you are able to discharge it and quickly escape if the fire cannot be controlled.

Know your ABCs: While they may all look similar, fire extinguishers have very specific ratings that indicate what kind of fire they are designed to extinguish. Extinguishers with a Class A rating are able to put out fires caused by wood, paper, trash and other common materials, while Class B rated extinguishers are intended for gasoline and flammable liquids. Class C rated extinguishers are meant for fires caused by electrical equipment, such as frayed cords. For general protection, it’s best to select a multirated extinguisher, such as the First Alert Rechargeable Home Fire Extinguisher, that’s capable of handling most types of household fires. Beyond the Rechargeable Home Fire Extinguisher, First Alert offers an entire range of extinguishers for home and commercial use.

Know how to use it: Every First Alert fire extinguisher includes instructions on proper usage, but a simple way to remember is with the acronym PASS:

• Pull the pin on the extinguisher

• Aim the nozzle low toward the base of the fire

• Squeeze the trigger

• Sweep the nozzle from side to side

Frequently repeat the acronym when practicing your family escape plan so that if a fire occurs, the response will be automatic.

Know when to go: Combating small fires with an extinguisher is one component of a fire response plan, but the primary goal should be safe escape. The first step in any scenario should be to call 911. In addition, a fire extinguisher is no substitute for having – and regularly practicing – a home fire escape plan, and ensuring that proper functioning smoke and carbon monoxide alarms are installed throughout the home – one on each level and in every bedroom – to provide early detection. Keep in mind that alarms and fire extinguishers aren’t designed to last forever, and must be replaced at least every 10 years.

To learn more about fire safety, visit FirstAlert.com.

House Hunting? Use This Handy Checklist Before You Make the Offer

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House hunting can feel like an adventurous new chapter in your life. If you’re lucky enough to find the property that checks off all the “must have” boxes – appearance, size, price, location – it’s easy to fall in love.

Not so fast. Before making an offer on any property, it’s smart to take a deeper look at the overall structure and its systems, just to make sure warning signs of major and costly problems are not hiding in plain sight. If the house holds more issues than your budget (and drive to renovate) can handle, it might be best to walk away.

Of course, once the offer is accepted, it’s always a smart idea to hire a third-party home inspector to take an in-depth look at the property. In the meantime, one last pass-through with this checklist in hand can give you peace of mind about taking the next step.

Exterior: Walk around all four sides of the house, scanning it from ground to rooftop. Note the condition of the doors and window frames, and look for cracked or peeling paint or signs of loose siding. Higher up, eye the chimney, making sure it appears straight and is in good condition, while the gutters and drainpipes should be in place and functional.

Roof: Ideally, the roof would be 10 years old or less, so scan the roof for the classic warning signs of aging and neglect. Things like curled and missing shingles, dark stains, moss growth and signs of sagging can signal serious issues. (A home inspector can confirm if full replacement is needed, or if a few simple repairs would stabilize things for another decade or so.)

Yard: Take note of the landscaping. Is there a slope angled away from the house, or is there a potential for a flooded basement after a major rainfall? Mature trees provide lots of shade, but watch for overhanging branches, as these can break off in a storm and do major damage to the roof. Finally, take note of the condition of the driveway and sidewalks.

Foundation: The sight of a few hairline cracks in the cement is no cause for panic. Do look for telltale signs of serious issues, such as widening cracks, water stains and bulges. It doesn’t hurt to bring a level to make sure the walls are straight.

Plumbing: In addition to checking basement and under-sink pipes for signs of leaks, scan the ceilings for water stains. Open all the faucets to check the water pressure as well as the time it takes for hot water to reach the tap.

HVAC system: Know the age of the heating and cooling systems, and check these for tags and other signs of routine maintenance. If the system is older than a decade, that can spell costly repairs and a replacement in a brief time frame. When it comes to older systems, energy efficiency is another consideration, according to Tom Tasker, product manager with Coleman Echelon Variable Capacity residential systems.

“Newer HVAC systems are remarkably more efficient when compared to those from even a decade ago, which means they keep your house comfortable for as little as half the cost,” says Tasker.

For example, Coleman’s Echelon products are rated up to 20 SEER, which stands for seasonal energy efficiency ratio. Compare these to the 10 SEER systems of 25 years ago, and that can give you an idea of what to expect in potential energy costs, he says.

Appliances: Note the age and condition of things like the refrigerator, oven and range, washer and dryer, and hot water heater. As with the HVAC, older appliances tend to consume more energy and you’ll face a shorter timeline for needed repairs and replacements.

Buying a house is a big decision, but knowing what you’re buying can go a long way in assuring you that you’ve found the right place!

Advice for Adult Children of Aging Parents Who Need Help at Home

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Helping a parent stay active and healthy at home can be achieved with careful planning. The rewards of personally caring for, or managing the care of, a loved one who needs help are innumerable. It’s an opportunity to give back and to offer a return on the loving investment they once made in us. The trade-off is that in-home care costs money; money that may not be available.

In-home care may be provided by loved ones, family, friends, neighbors or professional caregivers. It typically includes assistance with activities of daily living – bathing, dressing, toileting, eating and walking – as well as companionship, medication reminders, laundry, light housekeeping, errands, shopping and transportation.

If your parent is under a doctor’s care because of a recent illness or injury, home healthcare companies can provide skilled nursing services in their house, such as physical therapy, wound care or speech therapy.

Whether caregiving services are provided by a professional or family member, either option can impact your family’s finances. An eight-hour-a-day, five-day-a-week professional caregiver costs about $40,000 a year, while 24/7 care can be as much as $150,000 a year. If a parent depends on family for care, it can take that caregiver away from his or her job and earnings, affect business opportunities and reduce future Social Security income.

Medicare, the federal government’s health insurance program for people aged 65 and over, covers some home health care if prescribed by a doctor, but not home-delivered meals, non-medical home care, or 24/7 care. Medicaid, a joint federal and state program that helps with medical costs, has very low asset and income restrictions.

Depending on where your parent lives, they might qualify for a Medicaid waiver that can help with in-home care costs. Doug Lueder, owner of Prosper Home Care, an independent home care agency based in Atlanta, says, “The purpose of the (Medicaid) waiver program is it can help individuals stay at home in a healthy, safe environment for the same amount of money or less than it would cost for that person to be in a facility. States would rather be able to keep people at home, and in general statistics show people are happier and they have better outcomes at home.”

Another possible source of funds may be your parents’ home. For many Americans, the equity they have built up in their homes is their single largest financial asset, typically comprising more than half of their net worth.

Older homeowners can access their equity by selling their house and moving into a less expensive, more manageable, place to live and then use the leftover proceeds to pay for professional care.

For those who would rather stay in their current home, as most people would prefer to do, options include a home equity loan, home equity line of credit, or a reverse mortgage.

With a reverse mortgage, borrowers have the flexibility to use their loan proceeds however they wish, including to pay for in-home care or other medical expenses. As long as the terms of the loan are met, the balance doesn’t need to be repaid until the last surviving borrower has passed away or permanently left the home. To learn more about this option, visit the National Reverse Mortgage Lenders Association’s consumer education website www.reversemortgage.org/adultchildren.

If you care for a loved one, consider following these tips from the Family Caregiver Alliance, the nation’s oldest nonprofit organization dedicated to helping families prepare and cope with caring for loved ones at home.

First steps for new caregivers

• Identify yourself as a caregiver to your loved one.

• Get a good diagnosis – from a specialist or geriatrician if necessary – of your loved one’s health condition

• Learn what specific skills you might need to care for someone with this diagnosis. Caring for someone with dementia is different from caring for someone with chronic heart disease.

• Talk about finances and healthcare wishes.

• Complete legal paperwork, e.g., Powers of Attorney, Advance Directives.

• Bring family and friends together to discuss care.

• Keep them up to date on the current situation.

• Identify resources, both personal and in the community.

• Find support for yourself and your loved one.

• Remember, you are not alone.

Most importantly, remember that taking care of yourself is as important as taking care of someone else.

First steps are from the fact sheet Caregiving 101: On Being a Caregiver ©2016, published with permission from Family Caregiver Alliance, www.caregiver.org.

Changing Addresses? 10 Tips for Busy Baby Boomers

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For many Americans, moving households represents a fresh start and a chance to improve quality of life. Last year, some 39.4 million Americans changed residences, thanks in part to better affordability in the housing market.

That doesn’t mean, however, that everyone’s moving process was friction-free. The logistical coordination and the physical work involved with DIY packing and loading can be a major chore in the best of circumstances. And that’s doubly true for baby boomers who are downsizing or moving to new communities, yet challenged by the physically grueling aspects of a DIY move.

Fortunately, forming a plan that troubleshoots the most common challenges can help enormously. Consider how these tips could keep your next move smooth and free of unnecessary stress.

1. Protect your treasures: Avoid the heartbreak of damaged belongings by stocking up on bubble wrap and other efficient packing materials. You also could optimize household items such as towels, blankets and coats.

2. Stagger your packing: Pack too early and you may need items you’ve stashed away; pack too late and you may be crunched for time. Start with non-essentials and out-of-season belongings a few weeks before moving day, sorting discards as you go. Save necessities for the last 48 hours.

3. Label, label, label: This may seem unnecessary while you’re packing, but will save you time and frustration upon arrival when you’re desperately looking for your essentials. It also allows you to immediately sort boxes by room and store items that are infrequently needed.

4. Secure transportation early: Instead of procrastinating and missing out on the truck you need, hop on your smartphone at least two weeks ahead to easily reserve a vehicle at PenskeTruckRental.com.

5. Right-size your truck: Rather than guessing what size moving vehicle you’ll need, plan on about 150 cubic feet of truck space for each fully furnished room in your home. That means a move from an apartment might necessitate a 12-foot truck offering 450 cubic feet, while a move from a house might require a 26-foot truck offering 1,400 feet.

6. Recruit help: The packing and transporting may sound easy until you try to do it all yourself. This is the time to call in favors or perhaps pay some teens to help with the lifting and hauling.

7. Pack your truck strategically: Optimize your space by positioning your furniture and other large, heavy items in the back of your vehicle before proceeding with lighter items. That optimizes the vehicle’s power and allows you to fit smaller items into smaller spaces.

8. Follow ergonomics: The last thing you need is to injure your back through haphazard movement during the loading process. Stretch beforehand, avoid twisting your torso as you load and remember to lift with your legs by crouching rather than bending from the waist.

9. Strategize your route: Map out the way ahead of time, review weather forecasts, avoid rush hour and leave yourself plenty of time for breaks, refueling and unloading.

10. Drive like a pro: Many people are unfamiliar with the difference between driving a car and a big truck. Read all instructions provided and understand how to drive differently to remain safe (and legal).

Regardless of your age, a DIY moving process can be efficient and pain-free when you organize the details ahead of time. Talk to Penske Truck Rental for more suggestions on making that happen.


5 Pet-Friendly Preparations for Your Summer Travels

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On your most challenging days you can always count on your pet to greet you at the door when you come home or cuddle up in your lap in the evening. They are a vital part of your home life all year long, but when your life takes you away from home – as it often does during summer travel – are you thinking of them before you head out the door?

With so much to pack and prepare for your trip, it’s easy to forget about those you’ll leave behind, like your pets. That’s why if you’re planning to leave for a day or longer, you should make sure to employ these five tips to make sure your pet is happy and safe while you’re away.

• Find a quality pet sitter. Dogs need to be walked and let out during the day, so when you’re gone, you’ll need a pet sitter to fill these duties. Finding a quality, reliable pet sitter can be the difference between a happy pet and damage to your home when you return. Try to trade sits with a fellow pet owner, and if that’s not possible, the National Association of Professional Pet Sitters is a nonprofit organization with resources to help you find the best pet sitter for you.

• Be mindful of the temperature. Knowing the temperature patterns in your destination city plays a big role in how you pack, but have you looked at what the weather has in store for your home while you’re gone? Allowing your home to get overly hot while you’re away isn’t good for your pet. You can control the temperature in your home – even while you’re away – with the Coleman Echelon Hx Touch-screen Thermostat. This WiFi-enabled smart thermostat provides more than just comfort, it monitors the temperature in your home, allowing you to always be aware of your home’s temperature. And best of all, it’s completely controllable from your smartphone, so even if you forget to make adjustments before you go, resetting the temperature in your home is just a click away.

• A little cleaning goes a long way. Your pet really isn’t that different from you; they appreciate a nice clean area to live in as well. Give it to them before you go by making sure the litter box or the yard is clean and that you’ve picked up as much clutter as possible. Wash the blankets that adorn their favorite sleeping places and make sure the space is ready for their use.

• A little TV time. If commotion is the name of the game in your home, a house that is suddenly too quiet could have a negative impact on your pet. To alleviate this concern, leave the television on in one of the rooms so your pet can enjoy a little noise in the background. Just make sure you choose a room that is different from where your pet often sleeps so they can comfortably avoid the sound if they want to.

• Leave a little bit of yourself. Is it possible to be in two places at once? In some ways yes. Leaving items out that smell like you – laundry or blankets, for example – can be a wonderful source of comfort in instances when your pet is feeling stressed. Just remember that if your pet likes to chew, these items could be their first target, so only leave things you’re comfortable losing.

Having a pet doesn’t mean you need to put your summer plans on hold, it just adds another layer to your planning process. Apply the tips above, and you and your pet will be happy and comfortable until the trip is over and you’re reunited.





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